50 Ways to Protect Your Identity & Your Credit
Weisman

The world of credit is fraught with peril. First, there's the enormous and growing risk of identity theft, which victimized nearly 10 million Americans in 2003 alone. But the quieter risks are just as real: inaccurate credit reports that drive up your interest rates or prevent you from getting loans, fine print in credit agreements that can cost you hundreds or even thousands of dollars, 'credit repair' services that only make matters worse. In 25 Ways to Protect Your Identity and Your Credit, consumer finance expert and nationally syndicated radio host Steve Weisman tells you exactly what to watch out for, and how to keep credit disasters from happening to you. Writing in plain English, Weisman reveals how criminals gain access to your credit, bank, or brokerage accounts, open new accounts and take out loans in your name, and how to use the law, technology, and common sense to protect yourself. You'll learn how to recognize 'phishing' scams and dishonest credit counselors, how to understand and eliminate the hidden costs of credit, and much more. Weisman's checklists tell you what to do right now, before you're victimized. And if you've already been attacked, Weisman presents step-by-step techniques, form letters, and affidavits you can use to help restore your credit -- and your good name.Don't become one of the 10 million Americans victimized by identity theft each year. Defend yourself against identity theft, "phishing", credit rip-offs and high tech financial scams! What to do if you've already been defrauded: step-by-step instructions, form letters, affidavits, and more. Save money by fixing inaccurate credit reports, avoiding dishonest 'credit repair' services, and reducing your credit costsFrom Kirkus Reports, February 10, 2005 Vol.2/Issue 150 Ways to Protect Your Identity and Your Credit: Everything You Need to Know About Identity Theft, Credit Cards, Credit Repair, and Credit ReportsBy: Steve WeismanPublisher: Prentice HallPub Date: January 2005Identity theft and bad credit-two of the most feared byproducts of the information age, and subjects about which few really understand. Weisman offers reassurance in the form of 50 steps that will guard against both of these modern perils. The points of vulnerability are familiar by now: social-security number, credit cards, computer spyware. Weisman addresses each of these weak spots in turn, and lays out the measures required for effective defense. Even if the suggestions arrive too late to prevent identity theft, he still offers advice on what to do next-get an ID Theft Affidavit from the FTC, file a report with the police, and so on. For those more interested in protecting financial status, Weisman describes techniques for using credit cards wisely, as well as researching all the inherent fine print. He goes on to explain credit counseling and credit repair, rendered fully in clear terminology. Clever headlines and highlighted tips will keep you moving through each one of Weisman's helpful hints

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Wydawnictwo: angielskie
Data wydania: b.d
Kategoria: Ekonomia
ISBN: 978-0-13-146759-0
Liczba stron: 0